Does Walmart Take Afterpay? A Complete Guide!

Does Walmart Take Afterpay

Does Walmart take Afterpay? Let’s find out…

Walmart has become the biggest retail giant in the eCommerce and retailing world. It is true that Walmart does hard work to give its customers the best shopping experience both online (through the website) and offline (physical retail store).

Besides offering top-notch quality products and a seamless in-store experience, the company has also advanced its payment system, providing end customers to make payment easy and comfortable.

If you shopped at Walmart, you may know that you can pay for your goods through multiple payment options. From online banking and digital wallets to pay-later solutions.

Walmart accepts one of the many buys now, pay later payment solutions. Namely QuadPay, Affirm, Kalarna, and PayPal.

To inform you, Walmart and Afterpay were in partnership, but now they are dismantled.

The question is does Walmart take Afterpay?

Let’s find out in this blog. Keep reading!

Does Walmart Accept Afterpay in 2023?

Unfortunately, Afterpay is not included as a “pay later” payment method accepted by Walmart in 2023.

The reason has not been cleared but it’s confirmed that Walmart doesn’t accept Afterpay as a “Buy Now, Pay Later” payment.

This concludes that if you shop at Walmart in 2023, you won’t get an option to pay through Afterpay.

Also read: Walmart Call Out Number: How To Call In Sick At Walmart?

Why Is Walmart No Longer On Afterpay?

It is somewhat unclear as to the reason why Walmart has chosen not to accept Afterpay, however, it is probable that this is due to their acceptance of various other comparable “buy now, pay later” alternatives, such as Affirm and PayPal.

You would be surprised to know that Walmart earlier announced that they are partnering with Afterpay to offer buy now, pay later options to Walmart customers. As of September 2021, customers can use Afterpay to make purchases on Walmart’s website and mobile app.

But today, Walmart does not take Afterpay for purchasing any goods.

What Pay Later Does Walmart Use?

Walmart uses several pay later payment gateways to facilitate their shoppers to pay seamlessly without worrying about financial limits.

Currently, the company accepts PayPal, Klarna, Quadpay, and Affirm, which both offer “buy now, pay later” payment options.


To shop in physical stores, PayPal offers several payment methods. With PayPal in-store checkout, the customer has the option to choose their preferred payment method.

In addition, PayPal enables customers to choose a backup payment method, which can be utilized in the event that the primary payment method fails.

By providing these flexible payment options, PayPal enhances the overall shopping experience for its customers.


The process for utilizing Klarna as a payment option at Walmart is comparable to that of Quadpay. It commences with the installation of the Klarna application. Once the installation is completed, the Walmart store can be located within the application.

When the Walmart app has been launched, the user may opt to either add items to their cart and pay using Klarna, or specify an amount to be paid at a Walmart store location.


Quadpay provides you with the ability to divide the expense of an item into four equivalent installments that are settled throughout a six-week duration. Quadpay can be utilized wherever Visa cards are accepted.

In order to begin utilizing Quadpay, you must first download and install the application. Following this, utilize the search feature to locate Walmart, and once you’ve discovered the online retailer, add the items that you wish to purchase into your digital shopping cart.

Upon completing your shopping experience, proceed to the checkout page where you will be presented with the option to select ‘Pay with QuadPay’ in order to complete your transaction.


Walmart has designated Affirm as its authorized financing collaborator.

By means of Affirm, shoppers have the capability to pay for their acquisitions in more manageable portions over a lengthier time period, which ranges between three to twelve months.

It’s important to note that while interest rates are involved, they vary in degree depending on the duration of the payment plan selected.

Also read: 14 Ways For Safe & Secure Online Shopping

What Products Can You Purchase At Walmart Using “Buy Now, Pay Later” Services?

Walmart has established certain limitations on the items that are available for purchase using a paylater application at their stores. It is imperative to take note of these restrictions before visiting Walmart.

Listed below are comprehensive compilations of the items that can and cannot be purchased utilizing a pay later app at Walmart.

Item can be brought through pay later platforms:

  • Merchandise for baby
  • Video games
  • Clothes
  • Toys
  • Jewellery
  • Musical instruments
  • Tools
  • Home Improvement
  • Car supplies
  • Outdoor sports equipment
  • Arts and crafts

Item cannot be brought through pay later platforms:

  • Wireless subscriptions
  • Gasoline
  • 1-hour photo services
  • Consumable products for baby
  • Guns and other types of weapons
  • Alcohol
  • Cigarettes and forms of tobacco
  • Products at the checkout counter
  • Medicines
  • Vitamins and supplements
  • Groceries
  • Food items
  • Hygiene products
  • Money services
  • Pet items

This knowledge will assist you in planning your shopping experience accordingly, avoiding any unwanted surprises at checkout.

What Benefits Walmart Provides On “Buy Now, Pay Later”

Walmart BNPL plan facilitates shopping in comfort.

It helps customers in this manner, the buy now, pay later (BNPL) Walmart program is designed to offer customers the opportunity to make a purchase with a small initial payment and take the product home immediately.

If you find yourself in need of a specific item but do not have the financial means to purchase it outright, the Walmart BNPL plan may provide a solution that enables you to still obtain the item you need.

Final Thoughts

It has been questioned whether Walmart would allow Afterpay as one of its pay later options.

If the reason for its non-inclusion is simply due to a lack of accreditation as a service provider, then there is always the possibility of its inclusion.

However, until then, if a pay later option is preferable, it would be advisable to register with other recognized apps that Walmart currently accepts. Also aprt fromt that you can review money lender loan.

Frequently Asked Questions

Does Walmart take Afterpay?

In 2023, Walmart doesn’t take Afterpay as a BNPL payment.

What buy now pay later accepted at Walmart?

Customers can pay for their purchases through popular BNPL programs such as Affirm, PayPal, Klarna, and QuadPay.

Can I buy now, and pay later in stores?

Yes, customers can buy Walmart-eligible BNPL items in stores as well as from online websites.

How does buy now, pay later work at Walmart?

Add the product to your cart. Split payment. Pay part at checkout and pay off the remainder of the purchase via a payment plan.


Written by
Barrett S

Barrett S is Sr. content manager of The Tech Trend. He is interested in the ways in which tech innovations can and will affect daily life. He loved to read books, magazines and music.

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