Is Travelers Auto Insurance Right For You

In the United States, almost all states require drivers to have auto insurance. New Hampshire and Virginia are the only two states where coverage isn’t necessary. But regardless of whether people are legally obligated to get insurance or not, they probably should. That’s because it will prevent them from having to pay out of pocket when they’re at fault in an accident.

In addition, obtaining a policy can help you avoid trouble with the law. For example, if you get into an accident without insurance in some places, you can lose your license and get fined. Meanwhile, you can get ticketed if you get pulled over with no coverage in other locations. Cops may even choose to tow your vehicle because of no insurance in some spots.

So now that you see why auto insurance is so important, the only question is—what company should you do business with? Obviously, there are plenty of options today, but one selection tends to stand out among the rest, Travelers auto insurance. But don’t just take that statement at its word. Instead, look over Travelers insurance reviews to see what people say about the insurer. The following are some of the pros of doing business with this company.

High Scores/Ratings

One thing customers appreciate about Travelers is that it is a reputable company they can trust. That can be seen through its rating of A through the Better Business Bureau or BBB for short. Not only that, but the insurer also has an A+ financial strength rating from AM Best. Scores like these reveal Travelers takes care of its clients.

Also read: Financial Security: Essential Steps to Organize & Secure Your Finances

An Easy Quote Process

An easy quote process is another thing people love about Travelers. The ordeal will be pain-free and straightforward, whether by phone, in person, or online. Then, within a short period, you’ll know exactly how much an auto insurance policy will run you.

Discounts and More Discounts

Do you like saving money? Travelers provide discounts to their customers to help them do just that, save. For example, there is a multi-policy discount, where clients can bundle their home and auto packages. That option allows for savings of up to 13 percent. Or, do you own a home? If that’s the case, you can save up to 5 percent on Travelers car insurance. Other top discounts available through this company include:

• Multi-car discount
• Early quote discount
• Driver training discount
• Student away at school discount
• New car discount

Of course, this list barely even begins to scratch the surface, and there are many other discounts where these came from. So, don’t fret if these deals do not apply to you. There very well could be another way for you to save.

Cons Commonly Associated With Travelers Auto Insurance

Shoppers need to be aware of the cons people have to say about Travelers as well. After all, one of them might be a straw that breaks the deal. Then, the answer to the question “Is Travelers auto insurance right for you?” might be no. One reason some individuals dislike Travelers policies is because of their cost. These plans are often more expensive than those of competitors.

So although there are ways to save, you might pay a little more for auto insurance with Travelers. Additionally, the reviews are mixed when it comes to customer service provided by employees at this company. Hence, don’t be surprised if your expectations are surpassed on one occasion and let down on another if you get insurance through it.

For the most part, the mobile experience with Travelers is good. However, there have been some reports of problems on the mobile app by Android users. Thus, you should probably keep that in mind if you own an Android and plan to use it to access the Travelers app.

How Much Does Travelers Auto Insurance Cost Exactly?

There’s no way to tell exactly how much your auto insurance will run through Travelers without knowing some more information about you. So if you want an exact quote, be sure to get one online via the company’s website or through your local office. Factors that help determine a policy’s price include age, driving record, city, and vehicle. But that’s not all, as your credit score, gender, and even marital status can impact the cost of your insurance.

But here’s an example to give you an idea of what you could be paying with Travelers auto insurance. Thanks to a rate estimate, it was determined that 35-year-old drivers with good driving records spend $135 per month on auto insurance with Travelers, equal to $1,617 annually. This price is lower than the national average. It sits at $1,732 each year for 35-year-old motorists.

Also read: How To Find The Best Credit Card

Insurance Add-ons and Optional Policies

If you’re still on the fence about Travelers auto insurance, maybe this will nudge you in the right direction. You can get way more than just a car insurance policy from Travelers. The company also has many add-ons and optional policies. If these interest you, talk to an agent to see what’s available. You should be able to get loan/lease gap insurance, rental coverage, roadside assistance, and more.

Not all insurance companies are created equal. Thus, do your homework and find an insurer that’s a perfect match. These are some of the reasons why Travelers auto insurance could be the solution you need. However, don’t be surprised if you notice others after signing up.