Construction Accounting Software: Top 10 Picks for Your Business

It’s been a while since construction accounting was based on pen, paper, and stamps. Sometimes, it’s used that method. But, in the present, many subcontractors have adopted software to simplify accounting for construction processes, including job costing and expense tracking, invoicing, payroll, and financial reports.

Implementing a new software system will require a substantial amount of time and effort. Therefore, it is crucial to make the right decision to meet your business’s present and future strategic goals. With over 90 different construction accounting software options to choose from, how do you select the most appropriate one? To aid you in this, we’ve compiled our top list of construction accounting software that is specifically made for subcontractors.

Top 10 Construction Accounting Software for 2026

We’ve now established the uniqueness of construction accounting, so we can look at platforms that can actually assist contractors. I’ll provide the best construction accounting software for contractors in 2026.

1. Viewpoint Vista

Viewpoint Vista – a Trimble application that is a complete ERP and construction accounting software designed for medium-sized and large businesses. It’s a platform-based system. Vista is sold alongside other products in the Trimble Construction One. The specific products that are included depend on the license you purchase. They may cover anything from human resources management to project and service management. This suite of connected products gives users greater workflow and data sharing capabilities.

Pros:

• Comprehensive ERP and construction accounting system
• Great for medium to large businesses
• Seamless workflow and data sharing across HR, project, and service management
• Scalable with other Trimble Construction One products

Cons:

• Expensive compared to other solutions
• Steeper learning curve for new users
• May require extensive IT support for setup

Also read: Construction Scheduling Tool: Why Builders Need More Than a Calendar

2. Sage 100 Contractor

Sage 100 Contractor is a construction accounting software specifically designed for small and medium-sized companies. It’s been operating for over 30 years, and it is installed on-premises as a Windows-based application. In addition to accounting, the software provides a range of programs that offer additional business assistance, including estimation scheduling, equipment management, and service receivables and inventory management. Each of these apps is available for a separate one-time cost.

Pros:

• Trusted software with 30+ years of experience
• An on-premises solution ensures data control
• Supports estimation, scheduling, equipment, service receivables, and inventory
• Designed for small and medium-sized companies

Cons:

• One-time costs for each module can add up
• Not as mobile-friendly as cloud-based alternatives
• Requires a Windows environment

3. QuickBooks

QuickBooks is a popular accounting software in the construction world. It’s typically the first stop for contractors seeking an easy-to-use that is reliable and easy to use.

QuickBooks solves the problems of managing financials for construction. With multiple service levels that offer everything you’d need to know to track your income and expenses, organise receipts, process payroll, and other tools.

This construction accounting software can be used by small and mid-sized companies and large contractors. If your business in contracting is growing rapidly or you are dealing with large, complicated jobs, QuickBooks Desktop Enterprise might be the solution you require.

Pros:

• Popular and easy-to-use for contractors
• Scalable: from small businesses to enterprise-level
• Strong invoicing, payroll, and expense tracking capabilities
• Large user community and support resources

Cons:

• Limited industry-specific features for complex construction projects
• Desktop Enterprise can be expensive
• Reporting features may be basic for large-scale contractors

4. FOUNDATION Software

FOUNDATION Software is cloud-based construction accounting software, specially designed for construction companies. It provides a range of modules that can be customized, making it a good fit for businesses in the construction industry of all sizes. The software is based on Microsoft SQL and is installed on premises.

One of the most notable aspects of FOUNDATION is its outstanding customer service and extensive resource library. Furthermore, Forbes Advisor has named FOUNDATION the top construction accounting software that is designed for mobile usage, allowing project managers to quickly gather and share information in the field.

Pros:

• Customizable modules for all business sizes
• Strong customer support and resource library
• Mobile-friendly for field project managers
• On-premises with Microsoft SQL backend

Cons:

• On-premises setup may require IT resources
• Higher cost for small businesses
• Learning curve for advanced modules

5. Premier Construction Software

Jonas Premier Construction Software is an extremely feature-rich platform that provides an all-in-one accounting solution, job costing, project management, and document and project management. It is a cloud-based or on-premise solutions that make it a flexible option for teams working in construction accounting. It is rated by Forbes Advisor as the top general construction accounting software until 2023. Jonas Premier makes it simple for teams to oversee many projects simultaneously, from beginning to end. It is especially well-liked in large corporations.

Pros:

• All-in-one platform: accounting, project, and document management
• Flexible: cloud or on-premise deployment
• Supports multiple projects simultaneously
• Well-suited for large corporations

Cons:

• Can be costly for small businesses
• May require training for full feature utilization
• Complex interface for beginners

6. Procore

Procore is an online construction management software that includes financial management, preconstruction, workforce management, Business Intelligence, and much more. Procore offers a bespoke method to adapt the configuration to meet your business’s requirements. In addition, Procore integrates with a range of third-party services, from drone technology to customized CRM solutions to Pay application management software–to assist users in making the most out of their existing investment.

Pros:

• Online platform with comprehensive construction management tools
• Customizable to business needs
• Integrates with third-party services (CRM, drones, pay apps)
• Supports project financials, workforce management, and business intelligence

Cons:

• Expensive subscription for small contractors
• Requires reliable internet access
• Not primarily an accounting-focused tool

Also read: Unleashing the Power of Equipment Management Software in Construction: A Tech Revolution

7. Xero

Xero is a cloud-based construction accounting software that is utilized by medium and small-sized construction companies, particularly for those looking for an agile, project-focused, and flexible platform.

It’s not designed for construction; however, its functions can be very useful for job-related workflows. They help contractors manage the billing process, monitor project costs, and manage cash flow.

In general, Xero offers enough resources to help manage invoices, estimates, and advance payments without becoming overwhelmed. Based on user reviews, customers are pleased with the simple-to-use mobile app and online payment processors.

Pros:

• Cloud-based, agile, and flexible
• Project-focused accounting and cash flow tracking
• Easy mobile app for invoicing and payments
• Affordable for small and medium businesses

Cons:

• Not specifically designed for construction
• Limited advanced job costing features
• Integration may require additional apps

8. FreshBooks

FreshBooks is a simple platform that is adored by freelancers and small-scale businesses. It’s a suitable choice for contracting businesses and is loved for its ease of use. For example, Forbes Advisor gives 5 out of 5 for its assessment of the construction accounting software.

FreshBooks isn’t designed for large corporations, but instead for small and medium-sized businesses that want to remain organized, issue invoices, and keep track of expenses without the need for a full accounting department in full.

Pros:

• Extremely user-friendly for freelancers and small contractors
• Efficient for invoicing, expense tracking, and financial organization
• Mobile-friendly and accessible online
• Affordable subscription plans

Cons:

• Not suitable for large corporations
• Limited advanced construction accounting features
• Payroll and reporting capabilities are basic

9. Zoho Books

The platform provides free construction accounting software and an affordable plan for solo or small-scale operators. However, its features are restricted by user limits for each plan. Additional features, such as payroll CRM and project management, require additional costs and third-party solutions.

The platform also offers reports that permit contractors to track the profitability of their projects, as well as expenses and trends in revenue. One of the strengths is the ability to invoice. Much like FreshBooks, Zoho Books offers an extremely customizable invoicing system and a dedicated portal for clients.

Pros:

• Free plan available for solo operators
• Affordable paid plans for small businesses
• Strong invoicing and customizable reporting
• Optional add-ons for payroll, CRM, and project management

Cons:

• Features are limited by the user plan
• Additional costs for advanced modules and integrations
• Not fully tailored to construction accounting

10. CMiC

CMiC is a complete Enterprise Resource Planning system designed especially for construction. It includes the ability to manage project accounting, project controls, payroll, and resource management on a single platform.

It’s built on a single platform, which means that all your financial data and job costs, equipment, and personnel are centralized, and all in the same place. It’s a great option for large-scale contractors who require enterprise-level control and visibility throughout the entire lifecycle of a project.

Pros:

• Complete ERP system for large construction companies
• Centralized project accounting, payroll, equipment, and personnel management
• Enterprise-level visibility and control
• Scales with large projects and multiple users

Cons:

• Very expensive for small or medium businesses
• Complex system requiring training
• May be overkill for small subcontractors

Also read: Why Mobile Accounting Is the Future

Quick Comparison: Construction Accounting Software (2026)

What to Look for in Your Construction Accounting Software

Finding the best construction accounting software for your subcontractor business is dependent on many elements, such as:

• Your business size and accounting team
• If you own multiple companies under one roof, you can combine them all
• The number of projects your business takes every year
• The kinds of projects your business works on
• Your average contract value
• Your budget

Take these points into consideration when preparing the list of essentials for your business before the search for construction accounting software begins.

It’s worthwhile to look at a variety of options to evaluate their capabilities and usability of the product, prices, and customer reviews. We suggest using specifically designed construction accounting software for your construction. Construction accounting is a complex process, and standard accounting tools aren’t able to handle it. It is also important to think about the ease of use, understanding, and use. Choose a vendor that offers ongoing training and customer assistance. Find a reliable partner to help with the installation.

Not least, pick a tool that can connect with other systems, such as the CRM system, your project management software, or other tools that store crucial information. A complete tech stack will help you save time, cut down on mistakes, and improve your profitability.

Ending Notes

In the end, the best construction accounting software will work for your company today. However, it also allows room to grow in the future. Take into consideration what size you want to put into your project and the number of users, the requirements for reporting, and integration needs.

FAQs: Construction Accounting Software